1. Pay Off All Debt and Build an Emergency Fund.
  2. Determine How Much House You Can Afford.
  3. Save a Down Payment.
  4. Save for Closing Costs.
  5. Get Preapproved for a Loan.
  6. Find a Home for Sale in Your Price Range.
  7. Research Neighborhoods for Best Fit.
  8. Attend Open Houses and Think Long Term.